Credit Card Processing
With innovative solutions, services, and competitive rates that increase merchant profitability and optimize payment processing, Strategic Merchant Solutions is the premier provider of credit card processing in the merchant services industry. Accept all major brands; Visa, Master Card, Discover, American Express, Diners Club, and JCB.
Debit Card Processing
A debit card, also known as a check card, is a bank card that works like a check. When purchases are made and verified with a personal identification number (PIN), the amount is deducted directly from the buyer's checking account. Accept all major brands; Visa Debit, Debit Master Card, Star, Interlink, Pulse, Quest, Maestro, NYCE, Shazam, and Alaska.
Electronic Check Services (ECS)
With ECS, your business continues to offer the option of paying by check, while dramatically reducing the risk and costs associated with accepting checks. ECS turns paper checks into safe, efficient electronic transactions that are processed with the speed and ease of credit card transactions.
Shopping Carts and E-Commerce Payment Gateways
A shopping cart is a software application which allows your customers to search for a product in your internet store, add selected product(s) to a basket, and place an order.
An e-commerce payment gateway provides the complex infrastructure and security necessary to ensure fast, reliable and secure transmission and authorization of the order.
Our partnerships with some of the leading e-commerce providers, such as Cart Manager, Authorize.net, USA ePay, and Pay-Me-Now, avail SMS the ability to customize e-commerce solutions for all businesses.
Gift and Loyalty Programs
Brand, issue, and process your own secure electronic gift and loyalty cards to replace paper gift certificates and punch card frequency programs. Completely customize a stored value card service to meet your program requirements.
POS Hardware and Software
A Point of Sale (POS) system is a system for managing the sale of retail goods. POS refers to the hardware and software associated with inventory control, pricing, payment, and a number of industry specific features.
Our partnerships with some of the leading POS providers, enables SMS to customize POS hardware and software solutions for all businesses.
Virtual Merchant
Virtual Merchant is a complete, hosted payment solution for face-to-face and e-commerce transactions. Easy to use and economical, Virtual Merchant efficiently and cost-effectively processes payments through an Internet-connected PC. All payment information is hosted and stored in a secure environment, minimizing data security and association compliance concerns. Additionally, it integrates with multiple shopping cart applications for e-commerce environments.
Wireless Solutions
Strategic Merchant Solutions offers complete wireless payment processing solutions. Businesses can process credit card transactions virtually anywhere, anytime. Wireless processing packages feature web-based reporting, centralized management tools, and easy-to-use devices, in a ready-to-go package.
Cash Advance
A cash advance requires a one page application and, upon approval, quick and easy access to funds. Loan terms and payment plans are flexible, and largely shaped by credit card processing sales volume.
Electronic Benefits Transfer
Many government programs issue benefits with an Electronic Benefits Card (EBT.) A unique payment system processes EBT cards, and authorizes the transfer of funds to the retailer.
